body {
	margin: 0px;
	padding: 0px;
	background-image: url(../images/page-bg.jpg);
	background-repeat: no-repeat;
	background-position: center top;
	background-color: #82BAE9;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 1.5em;
	color: #000000;
}
#wrapper {
	width: 750px;
	margin-right: auto;
	margin-left: auto;
	padding: 0px;
	margin-top: 0px;
	margin-bottom: 0px;
	display: block;
}
#header {
	display: block;
	height: 100px;
	width: 750px;
}
#header a {
	display: block;
	height: 100px;
	width: 450px;
	text-indent: -1440px;
}
#content {
	width: 749px;
	margin-top: 60px;
	height: 100%;
	display: block;
	background-color: #FFFFFF;
}
#main {
	display: block;
	width: 500px;
	float: right;
}
#maintxt {
	display: block;
	float: left;
	width: 320px;
}
#maintxt h1 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-weight: normal;
	font-size: 24px;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: -5px;
	margin-left: 0px;
	line-height: normal;
}
#maintxt h2 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 18px;
	font-weight: normal;
	color: #990000;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: -5px;
	margin-left: 0px;
	line-height: normal;
}
#maintxt h3 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 16px;
	color: #666666;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: -5px;
	margin-left: 0px;
	line-height: normal;
}
#maintxt ul {
	padding-left: 20px;
}
#maintxt li {
	list-style-type: square;
	margin-bottom: 10px;
}



#submain {
	display: block;
	float: right;
	width: 160px;
	margin-right: 5px;
	background-image: url(../images/annuity-purchases-contact.png);
	background-repeat: no-repeat;
	background-position: left top;
	padding-top: 160px;
	font-size: 11px;
}
#submainemail {
	background-image: url(../images/email-sales.png);
	background-repeat: no-repeat;
	background-position: left top;
	padding-left: 40px;
	padding-bottom: 10px;
}
#submainemail p {
	margin: 0px;
	padding: 0px;
}
#analysis  {
	background-image: url(../images/free-analysis.png);
	background-repeat: no-repeat;
	height: 61px;
	width: 160px;
}
#analysis a:link, #analysis a:visited {
	display: block;
	height: 61px;
	width: 160px;
	text-indent: -999px;
}
#analysis a:hover {
	display: block;
	height: 61px;
	width: 160px;
	text-indent: -999px;
	background-image: url(../images/free-analysis-on.png);
	background-repeat: no-repeat;
	background-position: left top;
}


#nav {
	display: block;
	float: left;
	width: 230px;
	background-image: url(../images/nav-bg.jpg);
	background-repeat: no-repeat;
	background-position: right top;
}
.clear {
	clear: both;
	display: block;
	margin-top: 0px;
	margin-right: auto;
	margin-bottom: -5px;
	margin-left: auto;
	background-color: #FFFFFF;
	padding: 0px;
	height: 1px;
}


#nav ul {
	list-style-type: none;
	margin: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 30px;
	padding-left: 0px;
}
#nav li {
	margin-bottom: 10px;
	margin-left: 10px;
}
#nav p {
	margin: 0px;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 18px;
	font-weight: normal;
	text-decoration: underline;
	padding-top: 5px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 10px;
}
#nav  a:link, #nav:visited {
	text-decoration: none;
	color: #333333;
	background-image: url(../images/navli-bg.jpg);
	background-position: left top;
	background-repeat: no-repeat;
	display: block;
	padding-left: 25px;
	font-weight: bold;
}
#nav a:hover {
	color: #CC0000;
	text-decoration: none;
	background-image: url(../images/navli-bg.jpg);
	background-repeat: no-repeat;
	background-position: left bottom;
	display: block;
}




#footerbase {
	background-image: url(../images/footerbase.jpg);
	width: 770px;
	margin-right: auto;
	margin-left: -11px;
	background-repeat: no-repeat;
	background-position: 0px top;
	padding: 0px;
	margin-bottom: 0px;
	display: block;
	clear: both;
	margin-top: -11px;
}
#footerbase p {
	margin-left: 20px;
	margin-right: 20px;
	font-size: 11px;
	line-height: normal;
	color: #333333;
}
.clearer { clear: both; height: 1px; overflow: hidden; margin-top: -1px; }
a:link {
	text-decoration: none;
	color: #003399;
}
a:hover {
	color: #009900;
	text-decoration: none;
}
.quotebtn {
	background-image: url(../images/btn-gold.jpg);
	background-repeat: no-repeat;
	display: block;
	height: 33px;
	width: 205px;
	margin-right: auto;
	margin-left: auto;
	font-weight: bold;
	padding-top: 6px;
	font-size: 16px;
	font-family: Georgia, "Times New Roman", Times, serif;
	padding-left: 25px;
}